Agreement to Terms
These Terms and Conditions ("Terms") govern your use of the CMY Global Ventures website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access our website or use our services.
Use of Our Services
CMY Global Ventures provides direct lending services for businesses and real estate investors. Our services are available only to individuals and entities that can form legally binding contracts under applicable law. By using our services, you represent and warrant that you meet this requirement.
You agree to use our website and services only for lawful purposes and in accordance with these Terms. You may not use our services:
- In any way that violates any applicable federal, state, local, or international law or regulation
- To engage in any conduct that is fraudulent, deceptive, or misleading
- To transmit any harmful, threatening, abusive, or otherwise objectionable material
- To interfere with or disrupt the operation of our website or services
Loan Applications and Approval
Submission of a loan application through our website or other channels does not guarantee loan approval or funding. All loan applications are subject to our underwriting process and approval criteria. We reserve the right to approve or deny any loan application at our sole discretion.
The terms of any loan, including interest rates, fees, repayment schedules, and other conditions, will be set forth in a separate loan agreement. You agree to review and accept the terms of any loan agreement before proceeding with funding.
Fees and Payment
All fees associated with our services will be clearly disclosed to you before you agree to any loan or service. You are responsible for paying all fees, interest, and charges according to the terms of your loan agreement. Failure to make timely payments may result in additional fees, penalties, and adverse credit reporting.
SMS Terms & Conditions
By providing your mobile phone number and opting in, you agree to receive SMS text messages from CMY Global Ventures, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at carlos@cmy-global-ventures.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Intellectual Property
All content on the CMY Global Ventures website, including text, graphics, logos, images, and software, is the property of CMY Global Ventures or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites.
Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy, completeness, or usefulness of any information on our website.
Limitation of Liability
To the fullest extent permitted by law, CMY Global Ventures and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of our website or services.
In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing our website or using our services.
Indemnification
You agree to indemnify, defend, and hold harmless CMY Global Ventures and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of our website or services, your violation of these Terms, or your violation of any rights of another party.
Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction.
Changes to These Terms
We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website or services after any changes constitutes your acceptance of the revised Terms.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the intent of the original provision.
Entire Agreement
These Terms, together with our Privacy Policy and any loan agreements you enter into with us, constitute the entire agreement between you and CMY Global Ventures regarding your use of our website and services, and supersede any prior agreements or understandings.
Contact Us
If you have any questions about these Terms and Conditions, please contact us:
CMY Global Ventures
2506 Lullingstone Way Se
Marietta, GA 30067
Email: carlos@cmy-global-ventures.com